Students admitted to the combined BA/MS program are allowed to take a maximum of 12 graduate credits before completing their undergraduate degree. Students apply to the master's programs during their junior year. These credits are applied to both the undergraduate and graduate programs. (Undergraduate credits may not be used to fulfill the psychology elective requirements, however.) Upon graduation with the Bachelor's degree, students begin full-time graduate work. Typically, students obtain the Bachelor's degree in May, begin the graduate program in June, and complete the Master's program in December of the following year. See Combined Baccalaureate- Master's Degree Programs page for details.